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These banks use our money, right, at their discretion not asking if we think it is a risk to borrow it out for usuage to someone else... so when it sits in a checking acct not being used that is our business, they have the nerve to take my last $50 and not for over drafts but, for themselves and ask me to pay a $35 overdraft fee.....I looked at the banker and said "NO" not in this economy you take my money and then want me to pay you for it!! Think again.

Putting it in the bed mattress sounds safer.

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