Not resolved
1 comment

A screw up by another company led to two days of headaches with TCF.I had 165 in my account to cover a payment of 150.

On 9/10 another company posted the incorrect charge into my account in a 'PENDING' status. This 'Pending' charge was removed from my account before the actual posted payment leaving me at a negative balance. Two days later (9/13) I got a second statement from the bank starting with a $15 balance (the difference between the two above and a POSITIVE balance, pulling out an NSF fee (see above) which left me at a negative balance, then posted the above pending fee and charged me ANOTHER NSF fee. How in the world does a PENDING charge come out before a posted charge?

Also, how in the world do I get an NSF fee when I have a positive balance?! I went into the bank to dispute and after escalating up to the branch manager, she explained that they take out larger payments first because these are usually more important. When I politely pointed out that the 'Pending' charge was the smaller charge and taken out before a larger posted charge, she had no response. This is shady at best and criminal at worst.

I did get my $$ back, but after I was warned that they won't be reversing fees for me for at least another 6 months. Yes you will, if you continue to complete your transactions this way. I'll be sending a letter to the attorney general.

If I overdraft my account, that's one thing, I'll pay the fee, but if they charge me for their shady business practices, I won't stand for it.

Review about: Tcf Bank Account.

Had an Experience with TCF Bank?

Write a review

Comments

Terms of Service
Post Comment
Cancel
Anonymous
#515227

TCF has a terrible reputation in CO also. I hope they are all shut down and they go bankrupt!

You May Also Like

FREE MONEY SYNCHRONY LAMBS TO THE SLAUTER GE CAPITAL RETAIL BANK PAY PAL Ge Capital Retail Bank "This is the new name GE Capital Retail Bank is changing there name to SYNCHRONY . This is the fourth time they have changed there name. They used to be..." Read more Ge Capital Retail Bank - DEFRUADING THE UNITED STATES POSTAL SERVICE Ge Capital Retail Bank "GE Capital Retail Money Bank/PayPal Smart Connect/PayPal have been using the United States Postal Service to "Defraud" the consumer. I have been dealing with this since 2011 & these "Crooked"..." Read more Ally Bank - Auto Loan Review Ally Bank "I've been with ally auto financing for two years. Bought 2014 Kia Optima brand new for 300.27 a month through ally mobile app. January 11th 2017 I made my payment..." Read more Ge Capital - "DEADLY DISEASE" Ge Capital "You will find copy and paste from various complaints about GE Capital Retail Money Bank, which is also known as "GE Money Bank" "Ge Capital Retail Bank" "GE Capital Retail..." Read more PetArmor - DO NOT WASTE YOUR MONEY PetArmor "I made the exact same mistake that other people do. I used pet armour instead of Frontline like an idiot because I wanted to save thirty bucks. It doesn't work..." Read more Bosley - Not good at all Bosley "It happened 2 years ago, in Feb, I believe. I paid 14k to have 2,500 grafts put in. I went back a year later was kinda happy with the results..." Read more Anderson Duff Attorney Lawyer Revision Legal Revision Legal "Anderson Duff stole trust fund money from my grandfather. He is a lying, dishonest charlatan. My grandfather is now dying because he isn't able to pay for surgery. A truly..." Read more Mingle2 - I can't send messages to my friend and my friends cant send message too. i don't know why Mingle2 "i dont know whats going on with my account. anytime i'm trying to send my friends message it always show me. We need additional information from you to prove you..." Read more