TCF bank has been charging me overdraft fees and I usually just let it pass but I called and asked about it recently and I was told that they charge the highest amount first, then charge you the next ones hence making the balance negative and still authorizes multiple transactions even if I don't have enough funds just so they can charge me the multiple overdraft fees.
I was even told by a supervisor that I do not have a choice but pay overdraft fees and mine are more than $400.
I guess my question is: who is our advocate in these situations? They tell me I do not have a choice but pay.
Now I have to pay. I'm switching banks but I still have to pay.
Monetary Loss: $400.